Direct Deposit

Skip extra trips to the bank. Set up direct deposit and have your paycheck or other recurring deposits sent right to your checking or savings account — automatically.

Secure, convenient and easy

• Get same-day access to your deposit from anywhere
• Reduce the risk of lost or stolen paper checks
• Set up Online Banking alerts adatext via email or mobile adatext letting you know when your money is deposited

Not using Online Banking?

• Enroll now
• Download a direct deposit form

Setting up direct deposit

What do I need to do?

Check with your employer’s payroll office. You may be able to complete setup through an online portal. If not:

1. Complete a direct deposit form.
2. Provide the form to your employer’s payroll office.

• English (PDF)
• Spanish | Español (PDF)
• Korean | 한국어 (PDF)
• Chinese | 繁體 (PDF)
• Vietnamese | Tiếng Việt (PDF)

You’ll need to know:

• Your Bank of America account and ABA routing numbers
• Your employer’s name and address

For checks issued by the U.S. Treasury

Enroll in direct deposit of federal benefits in one of 3 ways:

1. Online at www.fiscal.treasury.gov/GoDirect layer
2. Call the U.S. Treasury at 800.333.1795 800.333.1795
3. Schedule an appointment at your nearest financial center

Still have questions?

Check out our direct deposit FAQs for more information.

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Mon-Fri 9 a.m.-midnight ET
Sat 9 a.m.-8 p.m. ET

Mon-Fri 9 a.m.-midnight ET
Sat 9 a.m.-8 p.m. ET

Important Disclosures and Information

Investing in securities involves risks, and there is always the potential of losing money when you invest in securities. You should review any planned financial transactions that may have tax or legal implications with your personal tax or legal advisor.

Securities products are provided by Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as "MLPF&S", or "Merrill"), a registered broker-dealer, registered investment adviser, Member SIPC layer , and a wholly-owned subsidiary of Bank of America Corporation. MLPF&S makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation.

Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation. Trust and fiduciary services are provided by Bank of America, N.A. and U.S. Trust Company of Delaware. Both are indirect subsidiaries of Bank of America Corporation.

Insurance Products are offered through Merrill Lynch Life Agency Inc. (MLLA) and/or Banc of America Insurance Services, Inc., both of which are licensed insurance agencies and wholly-owned subsidiaries of Bank of America Corporation.

Banking, credit card, automobile loans, mortgage and home equity products are provided by Bank of America, N.A. and affiliated banks, Members FDIC and wholly owned subsidiaries of Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice.

Investment and insurance products:

• Are Not FDIC Insured
• Are Not Bank Guaranteed
• May Lose Value
• Are Not Deposits
• Are Not Insured by Any Federal Government Agency
• Are Not a Condition to Any Banking Service or Activity

Mastercard is a registered trademark of Mastercard International Incorporated, and is used pursuant to license. Visa is a registered trademark of Visa International Service Association, and is used pursuant to license from Visa U.S.A. Inc.. Touch ID is a registered trademark of Apple Inc., registered in the U.S. and other countries.

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